Mr. Kipkoech Ezrah is a visionary entrepreneur, actuarial expert, and doctoral scholar dedicated to advancing quantitative risk management, financial innovation, and sustainable business practices. As the CEO and Founder of Stafida Analytica Ltd (established November 2021) and Stafida Shield Insurance Agency (SSIA, established February 2024), he leads high-performing teams in delivering sophisticated risk advisory, data analytics, and insurance solutions across sectors including insurance, healthcare, banking, and pensions. His leadership emphasizes technological integration, regulatory compliance (e.g., IFRS 17 and IFRS 9), ESG risk modeling, and strategic forecasting to drive organizational resilience and growth. Kipkoech’s professional expertise encompasses: – Risk Advisory and Quantitative Analysis: Conducting advanced risk modeling, stress testing, and enterprise risk evaluations to inform robust strategies. – Pension and Retirement Planning: Performing actuarial valuations, advising on benefit structures, funding, and long-term projections. – Insurance Consulting: Designing products, modeling policyholder behavior, claims, and pricing while supporting audits and mergers/acquisitions due diligence. – Data Analytics and Forecasting: Leveraging predictive modeling for financial projections, liability valuation, and cash flow analysis. – Sustainability and Training: Quantifying ESG impacts through scenario and stochastic modeling; building team capabilities in actuarial and statistical methods. Complementing his entrepreneurial roles, Kipkoech serves as Secretary General of the Heart-to-Heart and Love Foundation (since February 2024), overseeing community programs that distribute essential supplies to vulnerable groups and raise cancer awareness through education and outreach, reflecting a commitment to corporate social responsibility. His academic foundation is progressive and interdisciplinary: – PhD Candidate in Actuarial Sciences, University of Nairobi (current): Focusing on advanced risk theory, stochastic processes, and applications to financial systems. – MSc in Mathematics and Actuarial Science, Maseno University (2024): Mastered probabilistic modeling, financial mathematics, and quantitative decision-making. – BSc in Actuarial Science (with Mathematics), Jaramogi Oginga Odinga University of Science and Technology (2019): Built core skills in probability, statistics, and economic forecasting. – Specialized Certifications: Include Certificate of Proficiency in Insurance (College of Insurance, 2023); Financial Markets (Stanford University, 2021); Mathematical Biostatistics Boot Camp 1 (Johns Hopkins University, 2024); R and SPSS Specialization (JOOUST, 2018); Game Theory (University of Tokyo, 2024); Climate Adaptation in Africa (Cape Town, 2024); Digital Competition in Financial Services (Copenhagen Business School, 2024); and Python Data Capstone (University of Michigan, 2024). Kipkoech’s multidisciplinary pursuits extend to scholarly research and presentations, including media aesthetics in vernacular TV, corporate finance portfolio management, environmental catchment impacts on water quality, cost-benefit analysis for development projects, and gender equality advocacy. These efforts demonstrate analytical rigor, theoretical depth, and practical application across humanities, social sciences, and applied quantitative fields. Residing in Nairobi, Kenya, Kipkoech maintains an active professional network via LinkedIn (linkedin.com/in/kipkoech-ezrah-msc-a46080138), X (@Actuary_Ezrah), Instagram (@kipkoech_ezrah), and Facebook. With a blend of entrepreneurial drive, actuarial precision, and social impact, he continues to innovate at the intersection of finance, technology, and sustainability.