Dr. Areghan Akhanolu Isibor (Ph.D.) is a distinguished finance expert, academic, researcher, and teacher with extensive expertise in various areas of finance. He holds a Ph.D. and is recognized for his dedication to advancing knowledge in the field. Dr. Isibor has a strong publication record, contributing valuable insights to both academic literature and practical applications. His work extends beyond the classroom as he actively engages with his university and community, promoting financial literacy and research. With a passion for fostering academic growth, Dr. Isibor continues to make significant contributions to the field of finance and education.