Education

• Ph.D. in Development Studies (Rural Development) – Ongoing (2024–Present)
  Haramaya University, Ethiopia
  Research Focus: Rural financial inclusion and development institutions.
• MA in Banking and Finance – 2022
  Jimma University, Ethiopia
  Thesis: Determinants of Financial Inclusion among Rural Households in West Wollega Zone, Ethiopia.
• BA in Accounting – 2019
  Rift Valley University, Ethiopia

Research Interests

• Cognitive and behavioral aspects of rural financial decision-making
• Rural financial inclusion and institutional trust
• Behavioral development economics
• Quantitative and qualitative methods in social science research
• Interdisciplinary approaches to cognition and behavior in development

Professional Experience

Lecturer & Finance Officer – Dandi Boru University College (Jan 2020 – Present)

• Teaching undergraduate courses in Accounting and Finance.
• Supervising student projects and mentoring junior researchers.
• Conducting financial reconciliations and institutional audits.
• Engaging in community development and outreach projects.

Publications

• Tamane, Bonsa (2025). Determinants of Access to Formal Financial Services among Rural Farmers in Ethiopia: A Meta-Analysis.
• Tamane, Bonsa T., Demissie, T., Mengesha, T., & Geleta, M. (2024). Determinants of Financial Inclusion among Rural Households in West Wollega Zone, Ethiopia.
  International Journal of Commerce and Finance, 10(2), 59–75.
• Tadase, B. T. (2022). Determinants of Financial Inclusion among Rural Households in West Wollega Zone, Ethiopia. MA Thesis, Jimma University.

Peer Review & Editorial Work

• Reviewer, International Journal of Research and Innovation in Social Science (IJRISS)
  Recognized with an official reviewer profile for contributions in finance, social science, and development studies.
  Example work: Behavioral Biases and Unclaimed Dividends: Evidence from the Nigerian Capital Market.

Conferences & Workshops

• Participant, Research Methods and Academic Writing Workshop – Jimma University (2021)
• Participant, Statistical Tools for Social Science Research (R) – 2025
• Presenter, Financial Inclusion and Rural Development Dialogues – Various academic forums in Ethiopia

Technical & Research Skills

• Software: SPSS, STATA, R, MS Office (Word, Excel, PowerPoint)
• Research Tools: Zotero, Mendeley
• Methods: Econometric analysis, survey design, qualitative interviews, mixed-methods research