I am Charles Ndede a distinguished scholar, researcher, and finance expert with a strong background in Applied Mathematics and Finance. I holds an MSc in Applied Mathematics, an MBA in Finance, and a BEd in Mathematics and Economics. Additionally, I am a Certified Public Accountant (CPA-K) and currently finalizing a PhD in Applied Mathematics. With a passion for research and innovation, I have made significant contributions to Applied Mathematics and Finance, authoring over five refereed publications. My work has advanced knowledge in mathematical modeling, financial analysis, and computational methods, making a lasting impact in both academia and industry.