Mrs. Ada Phil-ugochukwu

Reviewer

Georgetown University

Country

Nigeria

Education

Masters in Strategic Marketing Professional Masters in Project Management(in-view)

Journal

International Journal of Research and Innovation in Social Science (IJRISS)

Biography

Profile

An astute and versatile professional whose career has made a positive impact in digital financial services innovation within the public sector, international banks, and international development organizations focused on enhancing financial inclusion and access. Possesses over 10 years of leadership experience at the Directorate level, with 18 years of progressive experience in General Management, Strategy, and Business Value Proposition Development, as well as 8 years of technology-based project management.

Throughout my career, I have been deeply committed to transforming financial ecosystems by leveraging emerging technologies and innovative business models to expand access, improve efficiency, and strengthen regulatory and institutional frameworks. My work emphasizes collaboration, sustainability, and strategic alignment with global development goals.

Professional Experience

Director of Digital Financial Services
[Public Sector or International Bank Name]
[Year – Present]
Spearheaded the design and implementation of national digital payment platforms, supporting government-to-person (G2P) transactions and inclusive finance programs that reached millions of underserved citizens.
Senior Strategy & Innovation Consultant
[International Development Organization]
[Year – Year]
Advised development partners and central banks on digital transformation initiatives, policy frameworks, and interoperability standards to foster sustainable financial inclusion.
Technology Project Manager
[Financial Institution or Consultancy]
[Year – Year]
Managed multi-disciplinary teams in the delivery of large-scale IT and fintech projects, ensuring timely completion, cost control, and measurable social impact.

Areas of Expertise

Digital Financial Services (DFS) Strategy
Financial Inclusion and Innovation
Public–Private Partnerships in FinTech
Technology-Based Project Management
Business Model and Value Proposition Design
Leadership and Policy Advisory

Education

Master’s Degree in Business Administration (MBA)
[University Name]
Bachelor’s Degree in Information Systems / Economics / Management
[University Name]

Professional Philosophy

I believe in the power of technology and collaboration to reshape the financial landscape, making it more accessible, efficient, and inclusive. My leadership approach combines innovation with empathy, ensuring that every digital transformation effort translates into real value for people and communities worldwide.

Research Interests

Project Management

Experience

Other Reviewer