Umar Lawal Aliyu is presently a Professor at LIGS University, a Professor at SMC University, again a Professor at Selinus University and was a Mentor and lecturer at Texila American University, University of the People and Federal College of Education Kano respectively. He has a Diploma in Banking, Diploma in Computer Data Processing, Higher National Diploma in Banking and Finance, Post Graduate Diploma in Banking and Finance, Post Graduate Diploma in Criminology and Security Studies, Post Graduate Diploma in Education, Master’s Degree in Banking and Finance and a PhD in Management. He has presently written 29 books, 60 publications, editor with over 80 journals and has worked with many other educational institutions and companies of different parts of the world for over 30 years now.