Dr. Raushan Kumar is currently serving as an Assistant Professor at Amity University, Gurugram, India. He holds a Ph.D. in Finance from Mahatma Gandhi Central University, Bihar. He completed his undergraduate studies at Sri Aurobindo College, University of Delhi, and his postgraduate studies at National P.G. College, University of Lucknow. Beyond his academic career, he has been actively associated with social and community development initiatives through organizations such as Youth for Seva, Ekal Foundation, and the National Service Scheme (NSS), Delhi. His academic and professional interests primarily focus on Finance, Financial Inclusion, and Financial Literacy.Dr. Kumar has authored more than 15 research papers, book chapters, and scholarly articles published in national and international journals and platforms, including India Foundation and Academics for Nation. He is also the author of the book Financial Literacy: A Way to Financial Well-Being. In addition, he has presented more than 10 research papers at national and international conferences, contributing to scholarly discussions on contemporary financial issues. His research interests encompass Finance, Financial Inclusion, Financial Literacy, Financial Well-Being, and Socioeconomic Development, with a particular emphasis on advancing financial awareness and promoting inclusive financial practices.