Dr. Francis Kwaku Kuma completed his PhD degree from the International Business School of Universiti Technologi Malaysia. His research area is crowdfunding as alternate financing for university spinoff formation in Ghana (commercialisation of research innovations). He is a full-time lecturer at the Faculty of Business and Management, Koforidua Technical University, Ghana. He holds a master of business administration (MBA) degree in financial management from the Business School of University of Hull, United Kingdom. He also pursued Association Certified Chartered Accountants (ACCA) programme at University of Huddersfield, United Kingdom. While in the United Kingdom, he worked at the East Riding of Yorkshire Council, for a period of four years before relocating to Ghana, his country of birth. At the East Riding of Yorkshire Council, he worked with Corporate Resources Directorate. He has worked on research projects on indigenous crowdfunding concepts in the African context: the Susu and Yibima concepts in Ghana.